Grant Cash Advance

"To prevent fraud, verify your identity, and secure accounts, we may obtain information about your mobile service from your wireless carrier, such as your subscriber data (including mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber and device details)."

Kikoff obtains extensive device and subscriber information from your wireless carrier, including hardware identifiers (IMSI/IMEI), billing type, and other device details that go well beyond basic identity verification.

"We may aggregate the information that we collect and use such data for commercial, statistical and market research purposes. This data may include location information derived from your IP address or, if authorized, from the GPS of your mobile device."

Kikoff collects location data via IP address and potentially GPS for commercial and market research purposes, not just core service functionality.

"If we materially change this Policy, we will post the revised version here. Your continued use following any changes shall be deemed to be your acceptance of the changes. We suggest that you check here periodically for the most up-to-date version of our Privacy Policy."

Kikoff can change the privacy policy at any time and treats continued use as acceptance, placing the burden on users to periodically check for changes.

"We may partner with third-party service providers to display advertising on our Site or to manage our advertising on other sites. These partners may use data technologies such as cookies and pixels to collect information about your activities on this and other websites to provide you targeted advertising based upon your interests."

Third-party advertising partners collect user activity data directly through cookies and pixels embedded in Kikoff's site, enabling cross-site behavioral tracking and targeted advertising.

"Service providers we use may track Site visitors over time and across multiple websites and social media services to retarget Site visitors. Users logged in to social media programs may be tracked by service providers who track such users across multiple websites and who may disregard the privacy settings in your web browsers."

Kikoff's service providers track users across multiple websites and social media platforms for retargeting, and may override browser privacy settings for logged-in social media users.

"We keep your personal information for as long as it's needed to provide the services you've asked for, fulfill transactions, meet legal requirements, resolve disputes, establish legal defenses, conduct audits, enforce agreements, and to effect other legitimate business objectives. The exact duration can differ depending on factors like the type of data, user consent, data sensitivity, availability of automated deletion controls, and our legal or contractual obligations."

There is no clear deletion timeline. Retention is open-ended, justified by broad categories like 'legitimate business objectives,' and regulatory obligations may extend retention indefinitely after account closure.

"You can contact us at support@kikoff.com to do the following at any time: See what Personal Data you provided through the Services, if any. Change/correct any Personal Data you provided through the Services. Express any concern you have about our use of your Personal Data."

There is no mention of a self-service account or data deletion option. Users can only email support to view or correct data — deletion is not even listed as an available action.