Kikoff - Build Credit Quickly

"To prevent fraud, verify your identity, and secure accounts, we may obtain information about your mobile service from your wireless carrier, such as your subscriber data (including mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber and device details)."

Kikoff obtains extensive device and subscriber information from wireless carriers including IMSI and IMEI identifiers, which goes beyond what is typically needed for a credit-building service.

"We may aggregate the information that we collect and use such data for commercial, statistical and market research purposes, including sharing it with affiliates, third parties and business partners. This data may include location information derived from your IP address or, if authorized, from the GPS of your mobile device."

Location data derived from IP addresses or GPS is collected, aggregated, and shared with third parties and business partners for commercial and market research purposes.

"If we materially change this Policy, we will post the revised version here. Your continued use following any changes shall be deemed to be your acceptance of the changes. We suggest that you check here periodically for the most up-to-date version of our Privacy Policy."

Kikoff can change its privacy policy at any time and treats continued use as consent to new terms, placing the burden on users to periodically check for changes.

"We may also share your Personal Data with our affiliates for business purposes, including marketing, as described in this Privacy Policy. Like many businesses, we sometimes hire other companies to perform certain business-related functions. Additionally, we may partner with other businesses to market products or services to you."

Personal data is shared with affiliates for marketing, with various service providers, and with business partners to market products, creating a broad sharing ecosystem.

"We may allow third party service providers, to use cookies or pixels or other tracking technologies, to help us understand your use of our Site and collect information about your browsing activities over time and across different websites. Service providers we use may track Site visitors over time and across multiple websites and social media services to retarget Site visitors."

Third-party service providers track users across multiple websites and social media platforms over time, and may disregard browser privacy settings for logged-in social media users.

"You can contact us at help@kikoff.com to do the following at any time: See what data you provided through the Services, if any. Change/correct any data you provided through the Services. Express any concern you have about our use of your data."

The policy provides no information about how long personal data is retained or when it is deleted. Users can view and correct data but there is no mention of a right to delete or any retention schedule.

"You can contact us at help@kikoff.com to do the following at any time: See what data you provided through the Services, if any. Change/correct any data you provided through the Services. Express any concern you have about our use of your data."

The policy only offers options to view, correct, or raise concerns about data — there is no mention of account deletion or data deletion rights, requiring users to contact support with no guaranteed outcome.