GEICO Mobile - Car Insurance

"When a consumer agrees to enroll in a usage-based insurance program, and provides consent, we may collect information about your mobile phone permissions and usage while driving, and any available sensor information from a variety of hardware and software sources, where applicable, such as GPS location, accelerometer, magnetometer, altimeter, gyroscopic, image, video, and audio data."

For usage-based insurance participants, GEICO collects highly granular location and sensor data including GPS, accelerometer, gyroscope, and even audio and video data from the device, which goes well beyond basic location tracking.

"We may collect information about your mobile phone permissions and usage while driving, and any available sensor information from a variety of hardware and software sources, where applicable, such as GPS location, accelerometer, magnetometer, altimeter, gyroscopic, image, video, and audio data."

GEICO collects extensive device sensor data including accelerometer, magnetometer, gyroscope, and even image, video, and audio data from users' devices, which represents very broad access to device capabilities.

"We may disclose Personal Information to service providers involved in our marketing, verification, data-processing, risk-assessment, security and antifraud efforts, and as required or permitted by federal or state law. We may also share your Personal Information with financial institutions with which we have a joint-marketing agreement."

GEICO shares personal information with a broad range of third parties including marketing partners, joint-marketing financial institutions, reinsurers, consumer reporting agencies, and insurance-support organizations.

"GEICO retains each category of Personal Information, including sensitive Personal Information, for legal, compliance and business purposes. The retention criteria vary depending on these purposes which impact, among other processes, claims handling, litigation, and providing applicable employee benefits. However, GEICO's policy is to retain Personal Information for as long as reasonably necessary for any of the purposes disclosed above."

GEICO provides no specific deletion timelines and retains all categories of personal information, including sensitive data, indefinitely under the vague standard of 'reasonably necessary' for broad business purposes.

"We may modify our privacy policy from time to time. The most recent version is always posted at geico.com. When we make changes, we will revise the effective date at the top of this Privacy Policy."

GEICO reserves the right to modify the privacy policy at any time with no requirement to notify users directly — only updating the date on their website, placing the burden on users to check for changes.

"Geico.com may also place small pieces of computer code (embedded objects) on our pages to help our advertising partners count how many customers they referred to our site. We may also use objects placed on other sites to monitor your exposure to our advertising or other offers online. These objects generally collect device identifiers, IP addresses, and similar identifiers."

GEICO uses tracking objects across its own and third-party sites to monitor user exposure to advertising, collecting device identifiers and IP addresses for cross-context behavioral advertising purposes.